Abstract
Using a qualitative case-study design, this study examined the impact of permanent affordable housing for families with special reference to Mercy Self-Help Housing on self-efficacy, social interaction, social distance, community building, social capital, and safety. The researcher conducted five case studies to examine the social benefits accrued from Mercy Housing's Self-Help Housing Program in Sacramento, California. Findings indicate that the impact of permanent housing influenced aspects of family and community unity, physical and emotional security, and increased comfort with diversity, and an enhancement of life skills and self-efficacy which has been useful in other areas of their lives. The study's recommendations include replication of the program as an intervention to reduce homelessness and develop legislative, innovative and resource allocation strategies that can specifically help low-income families' permanent affordability with regard to housing.